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An independent, non-partisan, quasi-judicial regulatory agency with responsibility for administering the federal securities laws.
> Over-the-counter
Figurative term for the means of trading securities that are not listed on an organized stock exchange such as the New York Stock Exchange. Over-the-counter trading is done by broker-dealers who communicate by telephone and computer networks.
Limit your use of consumer credit cards. Avoid high cost purchases. Live within your means.
Stay away from rent-to-own businesses and payday lenders. The fees are crippling, and the terms put you at a huge disadvantage. Consider all other options first.
If you fall into debt, talk to a mortgage counselor before you apply for loan. Avoid adding credit card debt to your mortgage.
Think twice about including a car payment in a mortgage refinance. Will you still be driving the car in 30 years? Do you want to make payments on your car over 30 years?
Considering life insurance? Talk to a financial planner. Mortgage Life Insurance products pay your lender but your loved ones do not receive a penny. Is that what you want?
Thinking about refinancing? Don't just look at your loan payments - look at the life of your loan. For example, refinancing with another 30-year mortgage may lower your monthly payment but it also means another 30 years of payments. Do you really want another 30 years of house payments? Perhaps a 15-year loan would best meet your needs.
Choose your credit accounts wisely. Now that you have become a homeowner, you will be bombarded with credit offers. Always read the fine print. There is no free money - just clever advertising. Consider a credit card that is tied to your checking account. That way you cannot spend money you do not have.
Contact our Chula Vista Financial Advisors
If you live in the following cities and need a Financial Advisor you should contact our Chula Vista Financial advisor as soon as possible:
Antioch
Bell
Hawthorne
Long Beach
Los Angeles
Norwalk
Oceanside
Pacoima
Santa Ana
South Gate
Norwalk
Oceanside
Oxnard
Pacoima
Pittsburg
Santa Ana
South Gate
Sylmar
Watsonville
Westminster
Fremont
Fresno
Hawthorne
Hayward
Hesperia
Huntington Beach
Huntington Park
Indio
La Habra
La Puente
Laguna Niguel
Lake Forest
Lancaster
Livermore
Long Beach
Los Angeles
Lynwood
Merced
Milpitas
Montebello
Moreno Valley
Napa
North Hollywood
Norwalk
Oceanside
Ontario
Oxnard
Pacoima
Palmdale
Panorama City
Pico Rivera
Pittsburg
Pomona
Porterville
Reseda
Rialto
Riverside
Rosemead
Sacramento
Salinas
San Diego
San Francisco
San Jose
San Pedro
Santa Ana
Simi Valley
South Gate
South San Francisco
Sylmar
Tulare
Union City
Vacaville
Victorville
Vista
Watsonville
Westminster
Did You Know?
A Financial Advisor can advise and counsel you in many fields.
Financial Advisors are as trusted as a family doctor is and can help in you with all of you financial concerns, inculding budget problems, business plans, wills and trusts, and more.
Latest News
Latest financial advisor news in Chula Vista and nationwide:
Jan 18, 2006 - Federal Financial Regulatory Agencies Propose Guidance On Nontraditional Mortgage
The federal financial regulatory agencies today issued for comment proposed guidance on residential mortgage products that... Read more >
Jul 08, 2005 - Pursuant To Section 21C Of The Securities Exchange
The Securities and Exchange Commission ("Commission") deems it appropriate that public cease-and-desist proceedings be, an... Read more >
May 25, 2005 - Personal Financial Advisors Also Called Financial Planners
Financial analysts in investment banking departments of securities or banking firms often work in teams, analyzing the fut... Read more >
Legal Disclaimers The information provided on Chula Vista Financial Advisor.com is not intended to be financial advice, but merely conveys
general information related to financial issues commonly encountered.
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